Cambodia/ Phnom Penh/ Currency

Currency for Visitors

Cambodian currency for Phnom Penh visitors

By SmileJet Editorial Team · Updated May 2026

Cambodia operates a dual-currency economy. USD is the working currency for tourism, dental clinics, hotels, and most restaurants. Cambodian riel (KHR) is used for amounts under US$1. Here is the practical primer.

Quick reference

Where Currency accepted Cards?
Dental clinics USD primary, accepted via card or cash; bank wire for large amounts Visa, Mastercard
Hotels (mid-range+) USD; some accept KHR Visa, Mastercard, AmEx at top hotels
Restaurants (Western/touristy) USD primary Visa, Mastercard usually
Restaurants (local/street) USD or KHR, change in KHR Cash only typically
Tuk-tuks and Grab USD or KHR (Grab in-app via card) In-app for Grab
Markets (Russian, Old) KHR or USD with bargaining Cash only
Pharmacies and supermarkets USD or KHR Visa, Mastercard at major supermarkets
Visa-on-arrival counter USD cash only No cards

What to bring and withdraw

From home: US$300 to US$500 in clean USD notes. Mix of US$50, US$20, and a few US$10s. Avoid relying on US$100 notes — many vendors cannot break them.

On arrival at PNH: Airport ATMs dispense USD reliably. Use ATMs inside bank branches in central Phnom Penh, especially after dark. Major bank ATMs (ABA, ACLEDA, Canadia, Maybank) are dependable.

For dental treatment: Use a Visa or Mastercard with no foreign-transaction fee for the bulk of treatment cost. For large cases (full mouth, both-arch All-on-4), bank wire transfer from home is usually cheaper than card-processing fees — discuss with your coordinator.

For visa-on-arrival: If you take VOA at PNH instead of e-Visa online, bring exactly US$30 in clean cash plus one passport-style photo. The counter does not accept cards.

The damaged-USD-note rule

USD notes circulating in Cambodia must be in good condition. Notes with tears, marks, ink stains, missing corners, or pre-2009 series prints are sometimes refused. The reason is structural — Cambodia recycles incoming USD into the local banking system, and damaged notes are harder to clear.

The fix is simple: withdraw fresh notes from a major bank ATM at home shortly before travel. Inspect each note before you fly. Carry flat in a wallet, not folded in a money clip.

If you do end up with a damaged note while in Cambodia, banks will sometimes accept it (with a small discount); some money-changers will too. International hotels are more accommodating than small vendors.

Cambodian riel notes you will see

The exchange rate runs at approximately 1 USD = 4,000 riel and is unusually stable. Common note denominations:

  • 100 riel (≈ US$0.025) — small change, you will see these in market transactions
  • 500 riel (≈ US$0.125) — common change denomination
  • 1,000 riel (≈ US$0.25) — frequent change
  • 2,000 riel (≈ US$0.50) — frequent change
  • 5,000 riel (≈ US$1.25) — common for small purchases
  • 10,000 riel (≈ US$2.50) — bigger small purchases
  • 20,000 riel (≈ US$5) — uncommon as change but seen at supermarkets
  • 50,000 and 100,000 riel notes exist but are rarely encountered by short-stay visitors

Treat KHR as ordinary local change rather than a currency to acquire intentionally. Spend through it on tuk-tuks, coffees, and market purchases. Most visitors finish their trip with a small handful of riel that does not exchange well outside Cambodia — keep one or two notes as souvenirs and donate the rest at airport collection boxes.

Get a Phnom Penh quote in USD

All our pricing is USD-primary. Multi-currency conversions provided in your written quote.