Dental Tourism
How to Pay for Dental Work in Hanoi: Financing, Payment Methods, Smart Budgeting (2026)
How to pay for dental work in Hanoi: what Picasso Dental Clinic accepts, no deposit to get a quote, instalments across visits, staged All-on-4 payments, exchange-rate tips, health fund questions and a budget worksheet bu...
How to Pay for Dental Work in Hanoi: Financing, Payment Methods and Smart Budgeting (2026)
How you pay can change your real bill through exchange rates and card fees. This guide covers what the Hanoi clinics SmileJet lists accept, how staged payment works, ways to fund treatment, what to check with your health fund, and a budget worksheet built on published prices.
Quick summary: what you need to know
- Picasso Dental Clinic, the clinic behind both Hanoi branches SmileJet lists, accepts VND cash, Vietnamese bank transfer, Visa and Mastercard (contact page).
- No deposit is needed to get a quote or hold an appointment, Picasso says. International patients can pay in instalments across visits.
- All-on-4 is paid in stages: a deposit at consultation, the surgical balance on placement day, and the bridge balance at final fitting.
- Prices are in VND. When a card terminal offers to charge you in your home currency, choose VND and let your card issuer convert.
- Avoid credit card cash advances; fees and interest usually start straight away.
- Keep everything: itemised invoice, implant serial numbers and payment receipts, for any health fund claim or dispute.
Table of contents
- Payment methods the listed clinics accept
- Card fees and exchange rates
- Carrying cash
- Deposits and staged payments
- Financing: clinic instalments and loans
- Health fund and insurance reimbursement
- Full trip budget worksheet
- Three example treatment budgets
- The two Hanoi clinics and what they accept
- Red flags and when to walk away
- FAQ
1. Payment methods the listed clinics accept
SmileJet lists two dental clinics in Hanoi, both branches of Picasso Dental Clinic (Nha khoa Picasso). Picasso's contact page lists:
- VND cash
- Vietnamese bank transfer
- Visa or Mastercard
Picasso does not list American Express, PayPal or cryptocurrency. If you want to pay another way, or need to know about any card fee, ask SmileJet to check with the clinic before you travel.
2. Card fees and exchange rates
On a large bill, exchange rate margins add up. A few general points:
- Ask your bank what it charges for foreign card payments, and whether a card with low foreign transaction fees would suit you better.
- Multi-currency accounts can offer rates close to the market rate. Compare the total cost, including fees, before you rely on one.
- Ask the clinic whether it adds a card fee.
For reference, SmileJet's rates on 26 Oct 2026 were USD 1 = 25,829.65 VND (A$1.4229, NZ$1.7549, £0.7478). Use a current rate when you budget.
3. Carrying cash
Picasso accepts VND cash. If you plan to carry a large sum, check Vietnam's current customs rules on declaring cash, and your own country's rules on taking it out. Exchange at a bank or reputable money changer, keep cash spread between bags, and consider paying the bulk by card or transfer instead so you have a record.
4. Deposits and staged payments
Picasso says it takes no deposit to give a quote or hold an appointment, and lets international patients pay in instalments across visits. For All-on-4 it describes staged payment:
| Stage | When |
|---|---|
| Deposit | At consultation |
| Surgical balance | On the day of placement |
| Bridge balance | At final fitting, around six months after surgery |
Ask for the exact amounts at each stage in your written quote. For a single implant (trồng răng implant), which takes two visits 3 to 6 months apart, ask how payment is split between them.
5. Financing your Hanoi dental work
Clinic instalments
Picasso says international patients can pay in instalments across visits. Ask what that means for your plan.
Loans and credit
If you borrow, compare the total cost: interest rate, fees, and what happens if you miss a payment. Promotional "0%" offers can revert to a high rate. Borrowing against your home puts the home at risk. A financial adviser can help you compare options in your country.
Get a written quote to budget against
Message SmileJet on WhatsApp or Messenger and we will ask Picasso for a written quote and its payment terms, at no charge to you.
WhatsApp · Messenger6. Health fund and insurance reimbursement
Do not assume your health fund or dental plan pays for treatment overseas. Before you travel, ask in writing:
- Does my policy pay benefits for dental treatment done outside my country?
- What limits apply, and to which treatments?
- What paperwork do you need: itemised invoice, treatment codes, translation, proof of payment?
Then ask the clinic, or SmileJet on your behalf, whether it can provide that paperwork. Australians can read our Hanoi vs Australia cost comparison.
Documents to bring home
Itemised invoice
Line by line, in English.
Treatment summary
Dates, procedures and materials.
Implant details
Brand and serial number for each implant. Picasso says it hands these over.
Proof of payment
Card or transfer receipts matching the invoice.
7. Full trip budget worksheet
Budget for the whole trip, not just the treatment.
| Line item | Budget | Notes |
|---|---|---|
| Dental treatment | ________ | From the written, itemised quote |
| Exam, X-ray and scans | ________ | Picasso: exam 200,000 VND; panoramic X-ray 300,000; CBCT 600,000 |
| Flights | ________ | Two return trips for a single implant or All-on-4 |
| Visa | ________ | Check the current rules for your passport |
| Accommodation | ________ | Use the clinic's trip lengths below |
| Food and local transport | ________ | |
| Travel insurance | ________ | Check what it excludes |
| Medicines after treatment | ________ | |
| Contingency | ________ | For extra treatment such as a graft, or changed flights |
| TOTAL | ________ |
Picasso's trip lengths: veneers or whitening 3 to 5 days; crowns and bridges 5 to 7 days; single implant 3 to 5 days, then 2 to 3 days 3 to 6 months later; All-on-4 5 to 7 days, then 3 to 5 days around six months after surgery.
8. Three example treatment budgets
Treatment lines use Picasso's published Hanoi prices ("Updated July 2026", read 26 Oct 2026). Fill in the travel lines yourself.
Example A: two implants with crowns (Nobel Biocare or Straumann)
| 2 × complete implant with zirconia crown | 80,000,000 VND (about US$3,100) |
| CBCT scan and consultation | 800,000 VND (about US$31) |
| Possible extras: bone graft per site | 4,000,000 to 15,000,000 VND |
| Two trips: flights, accommodation, food | ________ |
Example B: All-on-4, one jaw
| All-on-4, Neodent, final bridge not included | 150,000,000 VND (about US$5,810) |
| All-on-4, Nobel Biocare or Straumann, final bridge not included | 220,000,000 VND (about US$8,520) |
| Permanent zirconia bridge | Quoted separately by Picasso; ask for it in writing |
| Two trips: flights, accommodation, food | ________ |
Example C: six zirconia crowns
| 6 × zirconia crown (bọc răng sứ) | 42,000,000 VND (about US$1,630) |
| Exam and panoramic X-ray | 500,000 VND |
| One trip of 5 to 7 days: flights, accommodation, food | ________ |
Compare each total with a written quote from your own dentist. For more on implants see the complete guide to dental implants in Hanoi, and for full arches the All-on-4 in Hanoi guide.
9. The two Hanoi clinics and what they accept
Both are featured partners, a commercial listing relationship and not a clinical endorsement. The clinic says the same price list applies at both, with no location upcharges. SmileJet books either branch at no charge to you; you pay the clinic directly.
Picasso Dental Clinic, Old Quarter Branch
The founding branch (2013), where the clinic says every Picasso treatment is done, including All-on-4.
Picasso Dental Clinic, Westlake Square Branch
Picasso's newer Hanoi branch, with on-site CBCT and iTero scanning, and on-site parking.
10. Red flags: when to walk away
- Full payment demanded before any treatment begins
- Cash only, with no receipts
- No written, itemised plan with prices
- A sudden "exchange rate adjustment" at payment
- Pressure to raise the deposit after you arrive
- Payment requested to a personal account
Plan your budget with a real quote
Message SmileJet on WhatsApp or Messenger. We pass your questions to Picasso at no charge to you.
WhatsApp · MessengerFrequently asked questions
What payment methods do the Hanoi clinics SmileJet lists accept?
Picasso Dental Clinic accepts VND cash, Vietnamese bank transfer, Visa and Mastercard at both Hanoi branches. Ask SmileJet to check with the clinic about anything else.
Do I need to pay a deposit to book?
Picasso says it takes no deposit to give a quote or hold an appointment. For All-on-4 it takes a deposit at consultation, the surgical balance on placement day and the bridge balance at final fitting.
Can I pay in instalments?
Picasso says international patients can pay in instalments across visits. Ask for the amounts in your written quote.
Should I pay in VND or my own currency?
Picasso's prices are in VND. If a card terminal offers to charge you in your home currency, choose VND and let your card issuer convert.
Will my health fund pay for treatment in Hanoi?
Do not assume it will. Ask your fund in writing before you travel what it covers overseas and what paperwork it needs.
Prices are indicative; only a clinic's written quote applies to you. See how we source prices. SmileJet is an information service, not a healthcare provider, and nothing here is medical advice.
Want this priced for your own mouth? Send a photo and we will come back with written quotes from clinics that fit.
Get my quoteIf you are also looking at treatment
What it costs, and who does it.
Published clinic fees, not estimates. Indicative until a clinic puts a quote in writing.
Dental care in Hanoi
Prices, clinics and how a treatment trip there actually works.
Dental implants in Hanoi
What a single implant costs there, and which systems the clinics use.
Veneers in Hanoi
Composite, E.max and zirconia, with the price each clinic publishes.
All-on-4 in Hanoi
Full-arch pricing, how many trips it takes, and who handles the complex cases.
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